e Medic

AXA eMedic

You are at the prime of your health, but are you fully prepared for this adventure called Life? Don't worry - we have your back! Introducing AXA eMedic, a standalone online medical card that ensures you have affordable and easily accessible protection against rising costs of medical fees.

Key Benefits

  • Simple online application.
  • No medical check-ups required.
  • Unlimited days on room and board, limit up to RM250 per day.
  • Affordable premium with premiums as low as RM37 a month.
  • Savings & Lower Premium with premium paid annually or selecting deductible option.
  • Cashless admission at panel hospitals by just presenting your online medical card for admission.
  • No lifetime limit up until age 80.

Our Product

Introducing eMedic, a medical insurance that can be bought by VSure with affordable price and protection against expensive medical cost. eMedic is available for those age below 49 years old and provide annual coverage up to RM100,000 and is renewable up to age 80. If you are searching for a medical protection for your family, eMedic is your ideal choice. You can purchase eMedic with VSure.

Benefit / Coverage

Guaranteed renewal up until the age of 80 years

No Lifetime Limit

Starting from as low as RM 37 per month

Room & Board allowance of RM 250

Cashless Admission to over 100 medical centers and hospitals in Malaysia

Out Patient Coverage (Pre & Post Hospitalisation) - 31 days (max. 3 times) before hospital confinement and 60 days from hospital discharge


If you choose to visit a non-panel hospital or want to claim for outpatient treatment, you will need to pay for the medical expenses first, and then submit the claim to AXA AFFIN Life Insurance Berhad for reimbursement via

1. email (claims@axa-life.com.my)

2. walk-in to any of our branch (refer to https://www.axa.com.my/contact-us)

For the reimbursement, you will need to submit the following:

1. Claim form (by you) – Download Claim Form at here

2. Medical claim form (by doctor) – Not applicable for follow up visit

3. Itemized Medical Bill – this is a detailed medical expenses issued by the hospital.

4. Payment Receipts issued by the hospital.

5. Copy of NRIC

AXA may request for additional copies of report for e.g. test result in certain situations.

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